Facade remediation involves far more than installation. The contractor is often relied on for technical input, sequencing strategy, and buildability review. Each of these roles carries risk, and that risk must be backed by more than competence. It must be backed by cover.
The industry standard for PI cover remains relatively low. Many facade contractors operate between £2–5 million. £10 million is viewed as significant. But Regency Facades holds £15 million in Professional Indemnity insurance, and this number is not achieved by chance.
High PI cover is only possible with structured delivery processes, a history of safe projects, and strong internal governance. Insurers assess design reviews, QA documentation, claims history, and process maturity. Cover reflects more than financial strength. It reflects trust.
When procurement teams select facade contractors without considering the depth of PI cover, they are absorbing risk into their own contract. In contrast, selecting a contractor with robust cover and internal design capability reduces uncertainty across the board.
It is not the insurance that protects a project. It is the quality of the decisions behind it. High PI simply means those decisions are better supported.
